So what actually happened last 2017 with your goals? Did you focus on travel, relationship or financial goals? We’re you able to achieve what you have targeted? If not, fret not! You do not have to be hard on yourself because there are a lot of people (me included!) who did not perfectly achieved their goals for 2017. Good news is, it is a brand new year. We are all given the chance to start again, continue, add more goals and make new beginnings.
This new year, if we ended way below 100% achieving the goals we have set back then, then there has to be a different approach. New rules and terms has to be implemented. As they most people would say, change is necessary. Start with getting yourself a planner or an unused notebook to keep track of these goals. Might as well list down the goals in front and at the back of your planner. At the end of the year, you can easily check out which ones you have not yet achieved.
Sharing with you are some tips I got from a few financial planning seminars and training I have attended last year that you may want to try as well:
Write down your goals and their terms.
On paydays, pay yourself first.
Avail of a VUL insurance policy. (It is a good Medium to Long Term investment tool)
Eliminate your debt.
Cut down on the amount of TV time. (Unsubscribe to Netflix if you must!)
Turn your hobby into a small business.
Pack your lunch and avoid fast food.
Declutter and do a yard sale.
Avoid out of network ATM fees.
Stick to cash and stop using your debit or credit card if you have one.
Avoid items not in the grocery list.
Walk to work, carpool or take public transportation.
Go DIY (Cards, gifts, coffee and even repairs!)
Exercise and drink more water.
Grow your own veggies.
Balance your YOLO attitude.
Focus on your goals. (Eyes on the prize!)
There is no guarantee all these tips will actually help or have a massive effect in achieving your goals but trying them out will sure help YOU. When you become aware and become a lot more observant of your own attitude, then you have improved. You have matured. You become a better version of yourself. And, if you have shared the goals you have set to a family member or a friend, they have learned from you too. Achieving your goals became a happy process in the end, right?
Just keep going and trying for there is a ripple effect in everything. And remember, when you keep trying new things for you to achieve your goals, and you put your heart in it…there is no way you would not get it.
Here is my 2017’s Instagram Best Nine. I intentionally forgot to post my Best Nine of 2017 on Instagram. I get to be forgetful but aside from that, is that I am not quite impressed with the results. Ha!Ha! Kidding aside, I am indeed thankful for all the likes I received on these nine images I shared throughout they year 2017. Cheers to more beautiful captures this new year!
In all honesty, I was not really that active the whole of 2017 in IG. There were weeks that I did not even glance on posts of the people I follow. But I am really hoping to get back on track on IG sharing and also in blogging. I missed a lot in here! I am in need of reviewing and relearning… a LOT!
Eastern Summit Life Insurance Agency is looking for Part Time and Full Time individuals to become licensed Financial and Insurance Consultants. We need more hands to work with us in reaching out to more Filipinos and share with them the value of savings, investments and protection.
With this, we have exclusively prepared an AWESOME career preview for you.
When: November 11, 2017
Time: Registration starts at 1PM
Where: Mayuree Ballroom 1
Dusit Thani Hotel , Makati
Get to listen and learn from the premiere wealth and life coach, Mr. Chinkee Tan! Attend the session for FREE! And, be inspired as successful people in this career share their journey.
Pre-registration is required. Please comment or send a direct message.
* A juvenile (child) insurance cum investment plan serves two purposes:
Financially secure your child’s future. Finance the turning points in his/her life such as college education, graduation, business start-up and marriage.
In all honesty, there were a lot of debates about juvenile insurance. Indeed widely controversial at the start, but life insurance for children eventually gained acceptance, worldwide. In this fast-faced world of ours, a juvenile policy is also being considered as a form or part of a sound financial plan. An investment tool to be exact. Our kids have big dreams. Might as well start saving for their dreams….now!
Be there in every step of the way. Get to know more about juvenile insurance. Send me a message to schedule a face-to-face presentation of Pru Savings and understand how it benefits you and your child.
It is an innate nature of people (the want) to get rich, fast! But honestly, a lot of us too, has been blinded by a number of scams and investment companies. There were people who learned their lessons about investing, although there are still some being fooled until now. So, if you would not want to be blinded and scammed, read on.
Set clear investment goals — long-term goals to be exact. Keep in mind that “time in the market is more important than timing the market.”
Automate your savings (pay yourself first)
Know you risk profile – this is perfect when done with someone who knows more about investments.
Consult your advisor (about many things associated with investing) – item number 3 above goes perfect with this.
Diversify – As you may have already heard, “Do not put all your eggs in one basket” as they say.
Be realistic – be honest with yourself too.
With your investment, ask yourself “do you need life insurance cover?” If you want your investment to be protected, protect yourself first. When you discuss with your advisor, be clear with your goals. It is okay to be very honest with them regarding your capacity, plans and needs. This way, they would be able to provide you a quality investment advise.
I have recently discovered Lumen5 from a friend and fellow freelancer. She made a very nice video for a client we are both working with and it is impressive. So, I got really curious of it as it will sure help me out in creating VLOGs which I can of course, use. Now, here is the first vlog I made based from my previous post “Financial Tips This Christmas Season“.
Lumen5 is indeed a great tool! It is a video creating platform to produce high quality social media content. It is user-friendly and has a wide range of free materials that you can use in your videos. This video I created is a mixed of my own images and from their media library too, including the background music.
The longest (and happiest) Christmas celebration is here in the Philippines. And a lot will sure agree with that. It is a fact that Filipinos celebrate the Christmas season from the first day of September up until the Feast of Three Kings.
Malls have maximized their marketing and sales strategies through markdown prices and buy one, take one offers. Credit card companies has the ongoing zero percent interest offer. Some has freebies and raffle prizes too. Bazaars are found in every town offering cheaper items. Aside from all these, Christmas parties and reunions are highlights of the Christmas season too.
Having enumerated all these, most Filipinos are prone to over spending during the Christmas season. So, how not to overspend? Check out Pru Life UK’s iFLY on ways how to stick to your budget.
May all these tips help you out and make your 2017’s Christmas a blessed and happy one!
I’m all support for a dear friend’s business venture. I have seen how she has diligently planned for this to come true.
People from the North, let me inform you that Jackie’s Food Hub has opened its first 2 food carts at Howmart Road, Brgy. Apolonio Samson. My friend Yang and her partner had their dreams slowly turn to reality.
Jackie’s Food Hub offers Sisig, Lechon Kawali and Nachos for only Php50. Japanese siomai and pork siomai is also available at a very affordable price. Yang also offers her very own, home-made condiments such as shrimp paste, Chili paste, Garlic oil, Ginger oil, Pickled chili, and Pinakurat (Spiced Vinegar). All these products and her biz itself is of course, DTI registered.
Pork Sisig and Nachos was a hit at yesterday’s launch. Soon, few more food cart “branches” will open in the nearby areas.
I am but a proud friend. Who would not keep going if your mere presence is much appreciated by her very own granddaughter, Mica? Mica has always been Yang’s inspiration and so as her blessing. I am sure Yang will succeed in this business venture.
Eastspring Investments – an international financial services group operating in Asia since 1994, Eastspring Investments is the Asian asset management business of Prudential plc, PruLife UK in the Philippines. Awarded as Asia Fund House of the Year (2017) by the Asian Investor Asset Management Awards.
This is your Fund Manager dear clients! Eastspring Investments is committed to acting in the best interests of the clients and delivering high quality investment outcomes over the long term. Transparent to all investors of PruLife UK!
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