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Are you planning to guide and teach your kids with handling and spending their money? I know you’ve witness how generous people are to your kids in the past years and this holiday season that you might be thinking on how you can help your kids learn to value their money, save and wisely spend them.
Let’s check out some tips I have learned as a parent over the past years.
Take Control of Your Finances: Big or Small, it matters
Ever wonder how to take control of your finances before or even during a pandemic? I’m no pro on this but there are things I learned when I joined a well-known insurance company as a part-time insurance advisor about five years ago. Our family is just one of the thousands whose financial difficulties and struggles are common, but facing these issues with family finances during a pandemic is something else. In fact, quite difficult.
Here are five tips you can take on to succeed in this difficult part of adulthood.
Knowing how and where you spend your money is the first key element in saving. So how do you really manage your finances? It is best to review and itemize these expenses and consider using the fixed and variable categories.
An example of a fixed expense is your monthly recurring fee for the internet service, or even the monthly installment due for your child’s tuition fee.
Work from home setup, as they say, is the new normal in many industries around the world. It has been acknowledged and accepted by different companies worldwide since the start of the pandemic. The transition of the new work setup wasn’t as easy as it sound for many people, my husband included.
Last year, we welcomed year 2020 with high hopes for the future, but the year has laid out something different for all of us. The events of 2020 has perversely changed many lives. Some negatively, and some unexpectedly positive. No one expected and wanted a pandemic to happen, but we are in it. We are still in it, and we keep moving forward even so.
Did you know that you can support small business owners even without spending any amount? Yes, you have read that right. If you are like me who is actually in surrounded with a lot of small business owner friends on Instagram and Facebook, it is our chance to help out. Have you experienced a friend reaching out to you asking to avail of their services and products, or at least help them out? If yes, then read on!
Before we talk about the guide on how to apply for a GCash Mastercard, let us know more about GCash first.
GCash started sometime in 2004. It was during the time when the mobile commerce is still new. It is a virtual wallet or in much more known term, e-money. A GCash app is available for mobile users to download. The app transforms your mobile phones into a wallet, which allows you to send and receive money, buy prepaid load, pay bills, save and invest and even buy movie tickets.
What happened with your 2017 goals? With your travel and financial goals specifically? We’re you able to achieve what you have targeted at the early stage of that year? If not, fret not! You are not alone. Good news is, it is a brand new year. We are all given the chance to start again and keep going.
If we ended last year without achieving 100% of the goals we have set back then, then there has to be a different approach. Change is necessary. Re-assess the targets you have not met yet and write down the plans. Let these things listed be your guide through the year. Once you have accomplished or finished one, cross it out from the list. It also best to give yourself a little reward every time you cross out a goal. Rewards does not have to be expensive. Go get yourself a sweet treat!
As for your finances, it is highly recommended to allot a percentage of your salary or earnings to go to debt payments, savings and investments. A VUL insurance policy is an investment and insurance in one. It is savings. It can also be your retirement fund, an addition to your future SSS retirement benefit.
If our analysis indicates that insurance is NECESSARY to accomplish your GOALS, would there be any reason why you wouldn’t go ahead with it? Start on the right track in achieving your goals this 2018. It always better to be 5 years early than 5 minutes late, right?
There is a group of good, multi-awarded and trustworthy Financial Advisors I know, and I would gladly recommend you to them. Just leave a comment in this post on what you require and need. It would also be of help to know where you are from.
INSURAVEST Now!
We are amazed of your generation’s achievements, but you have a lot more of what’s called Millennial dreams. We are genuinely happy that many young people like you has proven more than just being stereotypes. You have a vision. You are a dreamer. But then, life is not just about being a dreamer. It is not life at all if you just kept dreaming – you have to wake up and go get that dream become a reality. Something must be done to achieve these so called dreams. Along with the actions needed for such achievements, you have to be protected. Some kind of “assurance and protection” is necessary.
Getting a PruLife UK VUL is a combination of care, love and responsibility. Know more about handling your finances and opportunities to let it grow too. There is a lot of ways to be financially responsible with the help of a good Financial Advisor.
Be a responsible Millennial, be insured! DO something your future self and family will thank you for.