Build Your Child’s Castle of Dreams

* A juvenile (child) insurance cum investment plan serves two purposes:

Financially secure your child’s future.
Finance the turning points in his/her life such as college education, graduation, business start-up and marriage.

In all honesty, there were a lot of debates about juvenile insurance. Indeed widely controversial at the start, but life insurance for children eventually gained acceptance, worldwide. In this fast-faced world of ours, a juvenile policy is also being considered as a form or part of a sound financial plan. An investment tool to be exact. Our kids have big dreams. Might as well start saving for their dreams….now!

Be there in every step of the way. Get to know more about juvenile insurance. Send me a message to schedule a face-to-face presentation of Pru Savings and understand how it benefits you and your child.

6 Basic Investment Reminders

It is an innate nature of people (the want) to get rich, fast! But honestly, a lot of us too, has been blinded by a number of scams and investment companies.  There were people who learned their lessons about investing, although there are still some being fooled until now. So, if you would not want to be blinded and scammed, read on.

    1. Set clear investment goals — long-term goals to be exact. Keep in mind that “time in the market is more important than timing the market.”
    2. Automate your savings (pay yourself first)
    3. Know you risk profile – this is perfect when done with someone who knows more about investments.
    4. Consult your advisor (about many things associated with investing) – item number 3 above goes perfect with this.
    5. Diversify – As you may have already heard, “Do not put all your eggs in one basket” as they say.
    6. Be realistic – be honest with yourself too.

With your investment, ask yourself “do you need life insurance cover?” If you want your investment to be protected, protect yourself first. When you discuss with your advisor, be clear with your goals. It is okay to be very honest with them regarding your capacity, plans and needs. This way, they would be able to provide you a quality investment advise.

Financial Tips This Christmas Season

The longest (and happiest) Christmas celebration is here in the Philippines. And a lot will sure agree with that. It is a fact that Filipinos celebrate the Christmas season from the first day of September up until the Feast of Three Kings.

Malls have maximized their marketing and sales strategies through markdown prices and buy one, take one offers. Credit card companies has the ongoing zero percent interest offer. Some has freebies and raffle prizes too. Bazaars are found in every town offering cheaper items. Aside from all these, Christmas parties and reunions are highlights of the Christmas season too.

Having enumerated all these, most Filipinos are prone to over spending during the Christmas season. So, how not to overspend? Check out Pru Life UK’s iFLY on ways how to stick to your budget.

May all these tips help you out and make your 2017’s Christmas a blessed and happy one!