So what actually happened last 2017 with your goals? Did you focus on travel, relationship or financial goals? We’re you able to achieve what you have targeted? If not, fret not! You do not have to be hard on yourself because there are a lot of people (me included!) who did not perfectly achieved their goals for 2017. Good news is, it is a brand new year. We are all given the chance to start again, continue, add more goals and make new beginnings.
This new year, if we ended way below 100% achieving the goals we have set back then, then there has to be a different approach. New rules and terms has to be implemented. As they most people would say, change is necessary. Start with getting yourself a planner or an unused notebook to keep track of these goals. Might as well list down the goals in front and at the back of your planner. At the end of the year, you can easily check out which ones you have not yet achieved.
Sharing with you are some tips I got from a few financial planning seminars and training I have attended last year that you may want to try as well:
Write down your goals and their terms.
On paydays, pay yourself first.
Avail of a VUL insurance policy. (It is a good Medium to Long Term investment tool)
Eliminate your debt.
Cut down on the amount of TV time. (Unsubscribe to Netflix if you must!)
Turn your hobby into a small business.
Pack your lunch and avoid fast food.
Declutter and do a yard sale.
Avoid out of network ATM fees.
Stick to cash and stop using your debit or credit card if you have one.
Avoid items not in the grocery list.
Walk to work, carpool or take public transportation.
Go DIY (Cards, gifts, coffee and even repairs!)
Exercise and drink more water.
Grow your own veggies.
Balance your YOLO attitude.
Focus on your goals. (Eyes on the prize!)
There is no guarantee all these tips will actually help or have a massive effect in achieving your goals but trying them out will sure help YOU. When you become aware and become a lot more observant of your own attitude, then you have improved. You have matured. You become a better version of yourself. And, if you have shared the goals you have set to a family member or a friend, they have learned from you too. Achieving your goals became a happy process in the end, right?
Just keep going and trying for there is a ripple effect in everything. And remember, when you keep trying new things for you to achieve your goals, and you put your heart in it…there is no way you would not get it.
Eastern Summit Life Insurance Agency is looking for Part Time and Full Time individuals to become licensed Financial and Insurance Consultants. We need more hands to work with us in reaching out to more Filipinos and share with them the value of savings, investments and protection.
With this, we have exclusively prepared an AWESOME career preview for you.
When: November 11, 2017
Time: Registration starts at 1PM
Where: Mayuree Ballroom 1
Dusit Thani Hotel , Makati
Get to listen and learn from the premiere wealth and life coach, Mr. Chinkee Tan! Attend the session for FREE! And, be inspired as successful people in this career share their journey.
Pre-registration is required. Please comment or send a direct message.
It is an innate nature of people (the want) to get rich, fast! But honestly, a lot of us too, has been blinded by a number of scams and investment companies. There were people who learned their lessons about investing, although there are still some being fooled until now. So, if you would not want to be blinded and scammed, read on.
Set clear investment goals — long-term goals to be exact. Keep in mind that “time in the market is more important than timing the market.”
Automate your savings (pay yourself first)
Know you risk profile – this is perfect when done with someone who knows more about investments.
Consult your advisor (about many things associated with investing) – item number 3 above goes perfect with this.
Diversify – As you may have already heard, “Do not put all your eggs in one basket” as they say.
Be realistic – be honest with yourself too.
With your investment, ask yourself “do you need life insurance cover?” If you want your investment to be protected, protect yourself first. When you discuss with your advisor, be clear with your goals. It is okay to be very honest with them regarding your capacity, plans and needs. This way, they would be able to provide you a quality investment advise.
The longest (and happiest) Christmas celebration is here in the Philippines. And a lot will sure agree with that. It is a fact that Filipinos celebrate the Christmas season from the first day of September up until the Feast of Three Kings.
Malls have maximized their marketing and sales strategies through markdown prices and buy one, take one offers. Credit card companies has the ongoing zero percent interest offer. Some has freebies and raffle prizes too. Bazaars are found in every town offering cheaper items. Aside from all these, Christmas parties and reunions are highlights of the Christmas season too.
Having enumerated all these, most Filipinos are prone to over spending during the Christmas season. So, how not to overspend? Check out Pru Life UK’s iFLY on ways how to stick to your budget.
May all these tips help you out and make your 2017’s Christmas a blessed and happy one!
Eastspring Investments – an international financial services group operating in Asia since 1994, Eastspring Investments is the Asian asset management business of Prudential plc, PruLife UK in the Philippines. Awarded as Asia Fund House of the Year (2017) by the Asian Investor Asset Management Awards.
This is your Fund Manager dear clients! Eastspring Investments is committed to acting in the best interests of the clients and delivering high quality investment outcomes over the long term. Transparent to all investors of PruLife UK!
PruLife UK, trusted leaders who listen and respond to the financial needs of the Filipino people.
We are amazed of your generation’s achievements. We are genuinely happy that many young people like you has proven more than just being stereotypes. You have a vision. You are a dreamer. But then, life is not just about being a dreamer. Something must be done to achieve these so called dreams. Along with the actions needed for such achievements, you have to be protected. Some kind of “assurance and protection” is necessary.
Getting a PruLife VUL is a combination of care, love and responsibility. Be a responsible Millennial, be insured! DO something your future self and family will thank you for. Ask me how.
Our mission is to secure families and assure that their dreams turn into reality through proper financial planning and adequate protection.
We provide sound financial advice and offer the proper insurance and investment plans that are aligned to the consumers’ needs, which include Income Protection, Retirement Planning, Estate Preservation, and more.
– Ages 23 – 45 yo
– At least 4-year course graduate
– Has pleasing personality and trustworthy
– Residing or Working in Metro Manila or nearby areas (has no issues going to Makati office at least once a week)
– Sales/Marketing Experience and knowledge in Investments an added value but NOT REQUIRED.
– Part-time and Full-time positions available
Unlimited income potential.
Travel the world for free.
Control your own working hours.
Abundant opportunities for career advancement.
Provide relevant financial services to your friends and family.