So what actually happened last 2017 with your goals? Did you focus on travel, relationship or financial goals? We’re you able to achieve what you have targeted? If not, fret not! You do not have to be hard on yourself because there are a lot of people (me included!) who did not perfectly achieved their goals for 2017. Good news is, it is a brand new year. We are all given the chance to start again, continue, add more goals and make new beginnings.
This new year, if we ended way below 100% achieving the goals we have set back then, then there has to be a different approach. New rules and terms has to be implemented. As they most people would say, change is necessary. Start with getting yourself a planner or an unused notebook to keep track of these goals. Might as well list down the goals in front and at the back of your planner. At the end of the year, you can easily check out which ones you have not yet achieved.
Sharing with you are some tips I got from a few financial planning seminars and training I have attended last year that you may want to try as well:
- Write down your goals and their terms.
- On paydays, pay yourself first.
- Avail of a VUL insurance policy. (It is a good Medium to Long Term investment tool)
- Eliminate your debt.
- Cut down on the amount of TV time. (Unsubscribe to Netflix if you must!)
- Turn your hobby into a small business.
- Pack your lunch and avoid fast food.
- Declutter and do a yard sale.
- Avoid out of network ATM fees.
- Stick to cash and stop using your debit or credit card if you have one.
- Avoid items not in the grocery list.
- Walk to work, carpool or take public transportation.
- Go DIY (Cards, gifts, coffee and even repairs!)
- Exercise and drink more water.
- Grow your own veggies.
- Quit smoking.
- Balance your YOLO attitude.
- Focus on your goals. (Eyes on the prize!)
There is no guarantee all these tips will actually help or have a massive effect in achieving your goals but trying them out will sure help YOU. When you become aware and become a lot more observant of your own attitude, then you have improved. You have matured. You become a better version of yourself. And, if you have shared the goals you have set to a family member or a friend, they have learned from you too. Achieving your goals became a happy process in the end, right?
Just keep going and trying for there is a ripple effect in everything. And remember, when you keep trying new things for you to achieve your goals, and you put your heart in it…there is no way you would not get it.