Build Your Child’s Castle of Dreams

* A juvenile (child) insurance cum investment plan serves two purposes:

Financially secure your child’s future.
Finance the turning points in his/her life such as college education, graduation, business start-up and marriage.

In all honesty, there were a lot of debates about juvenile insurance. Indeed widely controversial at the start, but life insurance for children eventually gained acceptance, worldwide. In this fast-faced world of ours, a juvenile policy is also being considered as a form or part of a sound financial plan. An investment tool to be exact. Our kids have big dreams. Might as well start saving for their dreams….now!

Be there in every step of the way. Get to know more about juvenile insurance. Send me a message to schedule a face-to-face presentation of Pru Savings and understand how it benefits you and your child.

6 Basic Investment Reminders

It is an innate nature of people (the want) to get rich, fast! But honestly, a lot of us too, has been blinded by a number of scams and investment companies.  There were people who learned their lessons about investing, although there are still some being fooled until now. So, if you would not want to be blinded and scammed, read on.

    1. Set clear investment goals — long-term goals to be exact. Keep in mind that “time in the market is more important than timing the market.”
    2. Automate your savings (pay yourself first)
    3. Know you risk profile – this is perfect when done with someone who knows more about investments.
    4. Consult your advisor (about many things associated with investing) – item number 3 above goes perfect with this.
    5. Diversify – As you may have already heard, “Do not put all your eggs in one basket” as they say.
    6. Be realistic – be honest with yourself too.

With your investment, ask yourself “do you need life insurance cover?” If you want your investment to be protected, protect yourself first. When you discuss with your advisor, be clear with your goals. It is okay to be very honest with them regarding your capacity, plans and needs. This way, they would be able to provide you a quality investment advise.

Christmas Budgeting Tips

I have recently discovered Lumen5 from a friend and fellow freelancer. She made a very nice video for a client we are both working with and it is impressive. So, I got really curious of it as it will sure help me out in creating VLOGs which I can of course, use. Now, here is the first vlog I made based from my previous post “Financial Tips This Christmas Season“.

 

Lumen5 is indeed a great tool! It is a video creating platform to produce high quality social media content. It is user-friendly and has a wide range of free materials that you can use in your videos. This video I created is a mixed of my own images and from their media library too, including the background music.